Buy now
Pay-by-pay

Split payments with 0% interest

Delay payment, not shopping

  • up to 24payments

    Set by the store

  • 0 UAHextra

    Sellers pay the fee. You don't.

  • Unlimitedpurchases

    Just stay within your credit limit

  • 2,500+stores

    Wherever you see the paw icon

Why
Split Payments?

Buy anything in splits.
Life's easier that way

Split it your way

Not enough free payments? Easily add more in the app for a small fee

Payment schedule

See upcoming and completed payments for each purchase

Early repayment

Pay in full or partially right in the mono app

Split Payments
Calculator

Check the credit costs
for what you want to buy

Key features

Learn more

Warning

  • Information about possible consequences of using the credit or failing to fulfill contract obligations:

    The interest rate for using the credit within the grace period (up to 62 days) is 0.00001% per annum. Beyond the grace period — the base rate is 3.1% per month from the moment the debt arises.

    In case of overdue obligations under the contract, a late payment fee of 6.2% per month applies. Learn more about rates and pricing.

    When obtaining the credit:

    • The borrower repays the amount according to the terms of the contract and the law;
    • The borrower may incur expenses in the form of interest and fees;
    • The credit limit amount may change.

    In case of late repayment or other contract violations:

    • Penalties may apply to the borrower;
    • We may demand early repayment and compensation for losses caused by the contract violation;
    • We may engage collection agencies if the borrower fails to repay the debt.

    We are prohibited from:

    • Requiring the client to purchase any goods or services related to us;
    • Unilaterally amending contracts concluded with clients, except in cases provided for by the contract and the law.

    The client has the right to:

    • Opt out of receiving promotional communications via the customer care chat;
    • Withdraw from the consumer credit agreement within 14 calendar days from the date of signing, in accordance with the provisions of the Law of Ukraine “On Consumer Lending”.

How to pay in splits

Spot the paw
next to a product?

It's splittable

Start shopping

In a shop? Just tell them you want to split payments

Online? Pick Split Payments by monobank at checkout

Confirm your purchase

We'll send a confirmation to your app to set up Split Payments

FAQ

How do I change my Split Payments limit?

How does repayment work?

What's the fee if I add more payments?

Any fees when using my credit limit?

How do I pay off Split Payments early?

What about returns and cancellations?

When do payments get charged?

Where can I see my remaining balance?

Are payments automatic?

How does monobank Split Payments work?

How to apply for Split Payments?

monobank card

No fees, done in minutes