monobank platinum Cards

For personal and credit funds

Card benefits

₴500

Opening

Plus free card update

Credit Limit

Up to ₴500,000

To cover all your needs

Miles

cashback alternative

To redeem tickets

Medicine

From Medkit

Unlimited online consultations

24/7 concierge service

Whatever you need - our 24/7 support team has your back.

Miles rewards program

Get more for your platinum purchases:
11 miles for every ₴1,000 spent

Earn and redeem tickets with miles:
1 mile = ₴1

Using miles
in the app

Earn miles

Make everyday purchases with your card

Redeem tickets with miles

Choose any airline ticket worldwide or train tickets from your statement to redeem with miles

Money flies to your card

In a few taps, ticket costs are credited to your card

Earn miles

Make everyday purchases with your card

Redeem tickets with miles

Choose any airline ticket worldwide or train tickets from your statement to redeem with miles

Money flies to your card

In a few taps, ticket costs are credited to your card

Comfort in
your travels

Travel comfort services

Business lounge access

Access at 850+ airports worldwide, regardless of your airline. You can always check available services in your card settings

Fast Line / Fast Track

Service that lets you fast-track all formalities at 140+ airports worldwide: check-in, passport and customs control

Unique card design for Apple and Google Pay

Add avatars or choose available skins

1 account
2 cards
∞ possibilities

We created platinum cards with Mastercard World Elite & VISA Infinite so our clients get maximum privileges
You get two cards from different payment systems — physical and virtual. Each comes with its own perks and discounts

Visa Infinite included
All Mastercard World Elite benefits

But wait, there's more

SWEET.TV

Free access to premium package

Bolt discounts

-50% on rides to/from train stations with Bolt taxi

Commission-free cash withdrawals

Free cash withdrawals abroad from personal funds up to ₴5,000 per month

Free insurance

Travel insurance policy

Kyiv station lounge

Free lounge access at Kyiv Central Station

Car rental discounts

Up to -15% on SIXT, -10% on Rentalcars, up to -35% on Avis

SWEET.TV

Free access to premium package

Bolt discounts

-50% on rides to/from train stations with Bolt taxi

Commission-free cash withdrawals

Free cash withdrawals abroad from personal funds up to ₴5,000 per month

Free insurance

Travel insurance policy

Kyiv station lounge

Free lounge access at Kyiv Central Station

Car rental discounts

Up to -15% on SIXT, -10% on Rentalcars, up to -35% on Avis

Credit Calculator

Calculate your total credit cost

Key Features

Learn more

Our Rates

Learn more

Warning

  • Important: credit consequences and obligations:

    Credit usage fee during grace period (up to 62 days) is 0.00001% annually, beyond grace period – rate of 3.1% monthly from debt occurrence.

    Late payment fee – 6.2% monthly. More about rates.

    When taking credit:

    • The borrower repays the amount according to contract terms and law;
    • The borrower may incur costs in the form of interest and fees; Credit limit amount may change.

    In case of late debt repayment or other contract violations:

    • Penalties may be applied to the borrower;
    • We may demand early repayment and compensation for damages caused by contract violations;
    • We have the right to contact third parties if the client fails to repay the debt.

    We are prohibited from:

    • Force you to buy any of our related products or services.
    • Change your contract on our own, except where allowed by the contract or law.

    Client rights:

    • Opt out of promotional messages in customer support chat.
    • Cancel your consumer credit agreement within 14 days of signing, as allowed under Ukrainian Consumer Credit Law.

Here are the FAQs

Are lounges available with the card and what are the terms?

  • Get both. Platinum comes with Visa Infinite and MasterCard World Elite cards - 2 cards, 1 account.


    • Visa Infinite — get DragonPass access. Free lounge entry when you spend ₴10,000+ over 30+5 days (excluding the last 5 days and your departure day).

    • MasterCard World Elite — get LoungeKey access. Same deal: spend ₴10,000+ over 30+5 days (last 5 business days and departure day excluded).

    Find access status and circulation in your monobank app > card settings.

Got travel insurance with your card? What are the terms?

  • Insurance by Chubb for Visa Infinite cardholders + family. Up to $2.5M coverage.
    The catch: Pay for round-trip transport or accommodation with your card before the trip.
    Need your policy? Contact support inside your monobank app.

What's the card issuance fee?

    • Issue fee: ₴500
    • Monthly: ₴300
    • Got another physical card from different payment system? — ₴400/month for both

How to get your physical platinum card

  • From main mono screen → "All cards" → "Open card" → tap "Upgrade status". Delivered by Nova Poshta. Ready in 6–8 days.

What payment system comes with your platinum card?

  • You get both cards right away: Visa Infinite and MasterCard World Elite. One's physical, one's virtual.

Concierge service - what is it?

  • Concierge service: We handle the small stuff. You don't.
    Planning vacation? Finding exclusive items? Booking cleaning? Just ask - we'll do it all.
    We know the best places to eat, how to get tickets, and how to get things delivered on time.

monobank card

No fees, done in minutes