Government bonds

When you buy bonds, you're funding the budget, earning returns, and helping bring us closer to victory

Bond stats at a glance

10.5M

UAH

Total bonds purchased

48K

clients

Bought bonds via mono

63M

UAH income

Earned by clients last year

0%

Income tax

Bond profits are tax-free

Returns

Fixed annual returns, tax-free

A reliable way to grow your money with predictable returns and zero tax

18.5% in UAH
2.7% in USD
2.7% in EUR

Bonds made simple and profitable

No fees, takes minutes

Guaranteed payout

The state guarantees to pay 100% of purchased government bonds

Multiple currencies

Bonds available in UAH, USD, and EUR. Plenty to choose from

Easy selling

Plans changed? Sell your bonds right in the app

Buy bonds

As easy as sending money to a friend for coffee

Choose your bond and currency

Go to Savings, select Bonds, and pick your option

Enter amount

Enter the amount and check the payout date

Done! We've ordered your bonds!

We submit your purchase and send you confirmation

Choose your bond and currency

Go to Savings, select Bonds, and pick your option

Enter amount

Enter the amount and check the payout date

Done! We've ordered your bonds!

We submit your purchase and send you confirmation

Our rates

Frequently asked questions

What are the DGBU?

  • Domestic Government Bonds of Ukraine (or the DGBU) are government securities traded exclusively on the domestic market.

    DGBU bonds are issued by the Ministry of Finance of Ukraine

How do the DGBU work?

  • By buying war bonds, you support the state during martial law. You invest your money in the country’s budget for military purposes for a set period and earn additional income.

Why do some places charge fees on bonds?

  • There is no commission for purchasing war bonds. However, the app may also offer other types of bonds — those do have a commission. It is always displayed under the price at the purchase stage.

How are bond payments made?

  • At the end of the term, the payment is automatically credited to your card in the corresponding currency. You don’t need to submit any request yourself. If the bond provides for interest payments, those are also credited automatically. If you have UAH bonds and both a white and a black card, the payments will always go to the white card.

Can I use a loan to buy bonds?

  • No, only with your own funds.

Documents

General Agreement for Investment Services - DGBU Buy/Sell (Public Part)

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Securities Account Service Agreement

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General Agreement for Investment Services - DGBU Buy/Sell (Individual Part)

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Securities Account Service Agreement Application

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