Depositing in monobank is profitable
How to establish a deposit?
Establishing a deposit is very simple, just a few step and the job is done
- Choose the currency, preferred period, and the deposit sum
- Choose the way of paying the interest: to the monobank card or adding it to the deposit sum (capitalisation)
- View the deposit agreement and confirm the deposit establishment
- Choose the way of depositing the money
I want
to multiply
Depositing the money
- Using the monobank card
- From any card of another bank of Ukraine
- Using the banking details
- Using cash in the partner banks’ offices
Depositing the money
- Using the monobank card
- Using cash in the partner banks’ offices
Paying the deposit interest
Every month
The interest is paid to the monobank card or added to the deposit sum (capitalisation)
You can change the way of paying the interest any time
Deposit prolongation
- Done automatically
- The customer can reject the deposit prolongation throughout the entire period
Paying the deposit
Paying the deposit is done at the end of the period in any convenient way
- To the monobank card
- To any client card in another bank of Ukraine
- For details on the account in another bank of Ukraine
- In cash, free of charge at the bank
Deposit terms
Terms of deposit with early termination
Deposit IRON terms
Period | From до |
Interest rate, per annum | From до |
Minimal sum | From |
Paying the interest | To your monobank card or adding it to the deposit sum (capitalisation) |
Paying the deposit | On your card or account in any bank of Ukraine or cash in a bank To your monobank card or in cash in the bank’s office, for free To your monobank card or in cash in the bank’s office, for free |
Top-up |
Yes, throughout the entire deposit period The top-up sum, in a calendar month, must not be greater than the initial deposit sum |
Automatic prolongation | Yes. The deposit prolongation can be rejected throughout the entire period |
Early termination | Not applicable With a right of early termination |
Loyalty programme | Cash-back from the Bank in the amount of 0.6% of the funds deposited in UAH |
Information about possible consequences of using a deposit
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About use of banking services:
- For provision of payment and other services, a fee may apply according to the contractual tariffs.
- If we do not understand how you gained funds to be deposited, we will have to ask you about this. According to the law we must control that no one is engaged in forbidden activities. You can initiate the removal of such restrictions on your own by providing explanatory documents to the bank.
- Income from deposits is taxable according to the law. We pay taxes for you.
- A person who violated the contractual obligations has the right to prove that violation occurred due to force majeure circumstances.
- You can terminate a deposit agreement prior to the appointed time only if you made a deposit with this option. When making a deposit, you will be informed if income is reduced in case of early termination.
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If the request for return of deposit funds is delayed:
- If by the maturity date of a deposit you did not cancel an automated extension in the monobank app, the deposit will be extended for a new term on relevant conditions. You can also get a deposit within two days after the automated extension started.
We cannot and, even if could, do not want to set additional conditions for obtaining a deposit for the purchase of any products or services related to us.
We cannot make amendments in the contracts concluded with the customers on our own, except for the cases specified in the contract and the law.
The customer may also refuse from receiving electronic advertising materials – letters, messages, etc.
How to get a monobank card?
Install the monobank app from App Store or Google Play
Upload documents from Diia or take photos of them
Choose to receive a virtual card or pick up a card at the nearest point of issue. It’s free of charge