monobank Black Card

Think of it as your everyday card — with a built-in credit limit for when you need it. Shop, pay subscriptions, withdraw cash. Pay it back within 62 days and you won’t pay a penny in interest — that’s your grace period.

No branch visits, no waiting for a call.

1. Download the monobank app
2. Upload your documents via Diia or snap a photo of your passport and tax ID
3. Pick a virtual card — it’ll show up in the app instantly

We check your details automatically when you sign up. You could get up to ₴500,000. Want more or less? Just drag the slider under ‘Change credit limit’ in your card settings. We’ll let you know within minutes.

Your virtual card is ready the moment you set your PIN in the app.

Cash deposits at mono! terminals, City24, EasyPay, or at partner bank branches — A-Bank and Universal Bank. You can also transfer from another card by number or via payment systems. All free.

Tap ‘Issue a plastic card’ in your card menu. We’ll send it via Nova Poshta — usually arrives in 1–3 days. Choose a standard card or go for a personalized one with your name on it.

monobank works anywhere cards are accepted. No fees on purchases, and currency conversion happens at our rate — always visible in the app.

Lost your card or need new details? Tap on the card and select ‘Reissue card’. Your new virtual card appears instantly — the old one gets blocked right away.

Make sure your balance is at zero and there’s no outstanding debt, then reach out to us via in-app support or through our messengers. We’ll take care of the rest.

No fine print, no hidden fees, no queues. Up to 20% cashback and real human support that replies in seconds — no bots, no hold music.