mono SP

Open a mono sole proprietor account

Simple business banking. Set up in 3 minutes, online

Just numbers

Because everyone loves it

9 clicksEven faster if you already have a mono card

13 secondsRecord-breaking sole proprietor account opening

0 UAH fee

Plus tons of free perks for clients

Account opening and servicing

Send money to any account via IBAN

Cash withdrawals *

* Transfer SP → personal account. Withdraw up to ₴50k/month fee-free

Extra SP accounts

How much does it cost? Also 0 UAH

USD and EUR accountsOpen one for each SP account

A second UAH current accountFor businesses with multiple activities or income streams. Keep each area separate

Social payments accountFor SPs who receive statutory benefits, medical, or other social payments

Card for your account

Free. Use it just like a regular card — as long as your taxes are paid:

Pay in stores or online

Add to Apple Pay or Google Wallet

Withdraw cash

If you're not sure, check the official STS guidelines on using a sole trader card for personal expenses (simplified and general tax systems)

Why choose mono SP

Instant accessShare access with your accountant in 2 taps via phone number. Up to 10 people

Real people, real helpNo bots or auto-replies. Only experts

Business Portal made simpleDesktop portal accountants actually enjoy using

SPs thriving with mono

Freelancers and IT specialists

Self-employed (lawyers, notaries)

Learn more

Online and offline sellers

Service providers

Creators and bloggers

...and basically everyone who values simplicity and convenience

How to open mono SP account?

Tap below. Answer a few questions. Done!