mono SP

Sole proprietor account at monobank

Open account in 3 mins. Get straightforward banking for sole proprietors

Just numbers

Because everyone loves it

9 clicks

That's all it takes to open our sole proprietor account (if you already have a regular card)

13 seconds

Fastest SP account opening on record

150 UAH

Earn for each new SP you refer to mono

0 UAH fee

Plus tons of free perks for clients

Account opening and servicing

Free transfers to personal account and other banks

Cash withdrawals *

* Transfer SP → personal account. Withdraw up to ₴50k/month fee-free

Extra SP accounts

USD and EUR accounts

Open one for each SP account

Second UAH account

For businesses with multiple activities or income streams. Keep each area separate

Social payments account

For SPs who receive statutory benefits, medical, or other social payments

Card for your account

If taxes are paid, use your SP card as usual:

Pay in stores or online

Add to Apple Pay or Google Wallet

Withdraw cash

Not sure? Check Tax Service guidance on using SP cards for personal needs (для ФОП на спрощеній системі, та на загальній)

Why choose mono SP

Instant access

Add accountants in 2 clicks. Up to 10 people supported.

Real people, real help

No bots or auto-replies. Only experts

Business Portal made simple

Desktop portal accountants actually enjoy using

Go to Business Portal

SPs thriving with mono

Freelancers and IT specialists

Self-employed (lawyers, notaries)

Learn more

Online and offline sellers

Service providers

Creators and bloggers

...and basically everyone who values simplicity and convenience

How to open mono SP account?

Tap below. Answer a few questions. Done!