Business Cash Advance

Bridge the gap between your work and your payment

Check my limit

Why businesses choose us

  • Up to ₴1,000,000Based on your revenue

    Your credit line, ready when you are

  • Your limit grows with you

    The more you sell through mono, the bigger your advance

  • Alwaysthere

    Repay and borrow again — whenever you need it

  • A fee that'sFeefair by the dayfair by the day

    Automatically repaid from your daily sales

Built for moments like these

Bulk order

Buy more stock now, while the deal is still on the table

Payroll

Pay your team on time, every time

Rent

Cover your rent on time — no late fees, no awkward landlord calls

Peak season or launch

Stock up, run ads, hire help — and hit the ground running

Cash flow gap

Keep things running while you wait for client payments to land

Here's the deal

No forms, no guessworkWe set your limit based on how much you sell

Take what you need, when you need itStarting from ₴50,000 — right inside your Business Portal

Your advance repays itselfStraight from your daily mono sales

Prefer to do it yourself?Pay it back anytime from your business account

Check your limit in seconds

Takes 3 seconds. See what you're pre-approved for

By tapping "Check my limit" you agree to our terms of service

Advance up to

1 000 000 ₴

30-day fee1.5%
Daily rate0.05%

Don't take our word for it

Here's what our customers say

A supplier discount came up right when our cash was tied up. We took the advance, stocked up, and it repaid itself the following month. Couldn't have timed it better

China Hi

Before Easter we needed working capital quickly. Got the advance, stocked up, and paid it back from revenue in a few days. No forms, no delays — just sorted.

Maslo ТОМ

A supplier discount came up right when our cash was tied up. We took the advance, stocked up, and it repaid itself the following month. Couldn't have timed it better

China Hi

Before Easter we needed working capital quickly. Got the advance, stocked up, and paid it back from revenue in a few days. No forms, no delays — just sorted.

Maslo ТОМ

Advance terms

Check my limit
AmountFrom 50,000 to 1 000 000 ₴
Advances availableUp to 3 at once
RepaymentAutomatic
or from your account
Service fee1.5% per 30 days
(0.05% per day)
Advance termUp to 2 months
DocumentsNone required
CurrencyHryvnia (UAH)
Early repaymentAvailable

FAQ

How is my limit calculated?

  • We look at your sales through mono and do the math for you.

What does the advance cost?

  • 1.5% per 30 days.

Can I repay early?

  • Yes, free of charge.

When is the service fee charged?

  • Once your final payment covers the advance, we automatically calculate and collect the fee. You’ll see it as a separate transaction in your account statement.

Is the 1.5% fee included in the 1.3% acquiring fee?

  • No, they’re separate. The 1.3% acquiring fee is taken when money lands in your account, while the advance fee is charged as a separate transaction when you repay.

Where can I see the accrued fee?

  • It updates daily in the Advance section of your Business Portal.

How do I report this to the tax authority?

  • As a revolving credit line. Your statement will show your acquiring turnover and loan repayments.

How is the agreement signed?

  • Digitally — using your director’s qualified e-signature from any accredited provider.

Can I pay more than the scheduled amount?

  • Yes — any extra goes toward early repayment, which reduces your total fee.

Does a late payment affect my credit history?

  • Yes — we report to the Credit Bureau. Late payments will hurt your company’s credit profile and make it harder to borrow elsewhere in the future.

Is it really no collateral, or is there a catch?

  • Really, no collateral. Instead, we look at your business — revenue, history, taxes. Your track record with mono acquiring is what matters, not your assets.

Do I even qualify?

  • You likely do — as long as you’ve been taking payments through mono acquiring for at least two weeks. We just need to see your sales to work out an offer.